The agreement between you and Sriracha Financial LLC for the Sriracha Financial Planner and the Sriracha Financial Budget.
By creating an account or using the service, you agree to the following terms.
The service. A planning and modeling tool you use in your browser, with the calculations run on our server. Lite is free with a verified email address; Full is a paid subscription.
Age. You must be 18 or older — or the age of majority where you live, if that is higher — to use the service. By using it, you confirm that you are.
Subscriptions. Full renews automatically at the end of each term until you cancel. You can cancel at any time; Full stays on until the end of the term you paid for, and the account then returns to Lite. Your plan stays in your browser either way.
Payments and refunds. Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns, under our refund policy.
Your licence. A single, personal, non-exclusive, non-transferable right to use the Sriracha Financial Planner and the Sriracha Financial Budget for your own planning while your account is in good standing.
Intellectual property. The app and everything in it, including its formulas, code, designs and templates, belong to Sriracha Financial LLC. You may not copy, modify, redistribute, resell or publicly share them, or offer the app to others as a service, without our prior written consent.
No financial advice or professional relationship. Sriracha Financial LLC provides digital planning tools, budgets and templates for personal and educational purposes only. It is not a licensed financial advisor, certified public accountant (CPA) or fiduciary. Using the service or its documentation is not financial, investment, legal or tax advice, and does not create an advisory or professional relationship. You are encouraged to consult a licensed Certified Financial Planner (CFP) or CPA before making significant financial decisions.
Your responsibility and risk. All financial decisions involve risk. The calculations, formulas and projections are automated estimates based solely on the data you enter, not guarantees of future financial outcomes. You are entirely responsible for verifying the accuracy of your inputs and of the results: the service relies entirely on the information you enter and the options you choose. You are responsible for any financial action or decision you make.
No warranties. The service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability or fitness for a particular purpose. We do not guarantee that it will be error-free or uninterrupted; it may be unavailable at times, and calculations need an internet connection.
Limitation of liability. To the maximum extent permitted by law, Sriracha Financial LLC, its owners and its employees shall not be liable for any direct, indirect, incidental or consequential damages, losses or financial shortfalls resulting from your use of, or inability to use, the service. In no event will the total liability of Sriracha Financial LLC, its owners and its employees, for all claims of any kind, exceed the amount you paid Sriracha Financial LLC for the service, and never more than US$500.00; if you use the free version, that amount is $0.
Governing law. This agreement and any disputes arising from the use of this software shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles.