The short version: your plan stays in your browser, our server does the maths and keeps nothing, and we hold only your account basics.
Your plan is kept in this browser, on this device. To work out the numbers, the app sends the plan's figures to our calculation server, which runs the projection, sends the results back and keeps nothing: no copy of your plan is stored, and no plan figures are written to our logs.
Names, account nicknames and notes never leave this device. Dates of birth are sent with the figures, because Social Security's rules depend on the exact day of birth; like the rest, they are not kept.
What we keep about you. Your email address, which edition you have (Lite or Full), when you joined and were last active, and how many calculations you have run. Full accounts also keep Paddle's customer number and the devices you have signed in on. Payments are taken by Paddle; we never see your card.
Because your plan lives in this browser, clearing this site's data erases it. Use ⋯ More → Export JSON to save a backup file, and keep it somewhere safe. Calculations need an internet connection; without one the app shows your last results and says they are from the last run.
Who else handles it. Cloudflare hosts this website, the app and the calculation server, sends the sign-in emails, and runs the quick person check (Turnstile) when you create an account or reset a password. Paddle takes payments and keeps your billing details as the merchant of record, under its own privacy policy. If you email us, your message is in our Google Workspace mailbox. We do not sell or share your information for advertising.
This website. No advertising and no tracking cookies. We count visits with Cloudflare Web Analytics, which uses no cookies and does not identify you: it tells us which pages are read, not who reads them. The app keeps your plan and your settings in your browser's storage on your device, which is how it works offline.
Your choices. You can delete your account in the app at any time: a Full subscription is cancelled first, then your account record is removed. Your plan stays in your browser until you clear it. For anything else, write to support@srirachafinancial.com.
Age. The service is for people 18 or older; we do not knowingly hold information about anyone younger.